Paying for care, made clearer.
Paying for home care can feel complicated. We'll help you understand which options may apply to your family — before care begins.
Talk it through: (984) 237-2526Private pay
Flexible support for families paying directly. Call for current rates, minimums and scheduling.
Long-term care insurance
If there's a policy, it may cover in-home care. We can help with the service documentation insurers ask for.
Other payment options
Every family's situation is different. Call (984) 237-2526 and we'll walk through the payment options that may apply to yours.

Helpful to have on hand.
None of this is required to call. It just helps us point you to the right option faster.
- 01Who needs care, and roughly how many hours a week
- 02Any long-term care insurance policy, if there is one
- 03The town or ZIP code where care is needed
- 04When you'd like care to begin
Medicare and home care aren't the same thing.
Home health
When a doctor orders it, the person is considered homebound, and care comes from a Medicare-certified agency.
Personal care on its own
Help with bathing or dressing when that's the only care needed — and 24-hour care at home.
Common questions about payment.
Is the in-home assessment free?
Yes. We meet with you and your family to learn what's needed, with no obligation.
Do you work with long-term care insurance?
Yes. We can provide the service documentation insurers typically ask for, subject to your policy's requirements.
Does Medicare pay for in-home care?
Medicare generally does not pay for personal care, like help with bathing or dressing, when that's the only care needed, and it does not cover 24-hour care at home. It may cover home health care when a doctor orders it and other conditions are met.
What should I have ready when I call?
Nothing is required. It helps to know who needs care and roughly how many hours a week, any long-term care insurance policy, the town or ZIP code where care is needed, and when you'd like care to begin.
Coverage, eligibility, authorization and provider participation vary. Contact Vital Home Care and your insurer or health plan to confirm benefits before services begin.
Need help with your options?
Call and tell us what kind of care you're looking for. We'll help you figure out what's needed next.